What Your Relationship With Money Reveals

What looks like a money issue is often something deeper.

Can you dig into the archives of your life and find memories of when you first began to misrepresent money… and how that misrepresentation has cost you?

I’ll go first.

At the age of four (that’s me in the photo above), I unknowingly decided to become a thief.

I stashed three cherry-flavored suckers into the pockets of my dress while my father was busy chatting with the owner of the drugstore. When we arrived back at my Nannie’s apartment for lunch, I took one of those suckers and popped it into my mouth.

Busted.

Within seconds, questions and accusations were hurled at me.

Where did you get that?
Did you take more? Where’s the rest?
What made you think it was okay to steal candy?

I cried.

All I knew was that, in the eyes of my parents, I had done something very wrong. But no one explained it to me. I had no idea what money was. I had no idea what it meant to steal.

Instead of understanding, I felt shame.

And shame sticks.

No one sat me down and taught me how money worked. What I learned instead was emotional. I learned that wanting something I couldn’t have could lead to guilt. And that doing something wrong might mean that something was wrong with me.

Over time, those moments formed quiet beliefs.

Not conscious ones.
But powerful ones.

I can’t have what I want.
There’s not enough.
If I get this wrong, I am wrong.

And the truth is, those beliefs do not stay in childhood.

They follow us.

They shape how we earn, spend, save, avoid, and overthink. They influence the risks we take — or don’t take. And they quietly define what we believe we are allowed to have, receive, or enjoy.

Years later, after 16 years as a financial advisor, I found myself in a place I never expected.

At 39, after the birth of my second son and on the heels of my third divorce, I filed for bankruptcy.

On paper, it made no sense.

I understood finances.
I had built a career around it.

And yet there I was, asking myself:

How did this happen?
What’s wrong with me?

I felt angry.
I felt confused.
And underneath it all, I felt that same familiar shame I had felt in childhood.

That is when I began to see something more clearly:

This wasn’t just a financial problem.
It was a meaning problem.

Not because money has no meaning, but because I had assigned money a role it was never meant to play.

Growing up, money wasn’t talked about. It was modeled.

My mother would say, “Christine, you have champagne taste on a beer budget.”

As a child, that did not land as, “We can’t afford that right now.”

It landed as, “Christine, you can’t have what you want.”
And deeper still, “Christine, you are not worthy of what you want.”

Without realizing it, money became tied to worthiness.
To guilt.
To shame.
To deprivation.

Money became more than a resource.
It became a symbol. A judge. A measuring stick.

And when we ask for money to do jobs like that, it gets heavy.

We ask it to make us feel safe.
We ask it to make us feel enough.
We ask it to give us peace.
We ask it to prove our value.

But money cannot do any of those things.

Money is neutral. It does not create our inner state — it reveals it.

It reveals what we believe.
It reveals what we fear.
It reveals the meaning we have assigned to it.

That is why what often looks like a money issue is not just about finances.

It is an invitation.

An invitation to pause and ask:

What have I been asking money to mean?
What have I been asking it to prove?
What role have I given it in my life?

Because when money is no longer responsible for our peace, our worth, or our identity, it can return to its rightful role:

A tool.
A resource.
Something that supports what matters most, rather than something we depend on to tell us who we are.

That shift is where healing begins.

If this resonates with you, you may be noticing that your relationship with money is not just about numbers.

It may be about safety.
Worthiness.
Identity.
Control.
Freedom.
Peace.

That is the work I guide people through.

If you are ready to explore your own soul and money dynamic — the deeper beliefs, patterns, and meanings shaping your decisions — I invite you to start that conversation with me. Because sometimes what appears to be about money is revealing something far more important. And seeing that clearly can change everything. 

Christine Mathieu

As Western New York’s only Certified Money Coach (CMC®), Christine partners with our financial advisors to bring clients the best of both worlds: the technical expertise of financial planning and the transformational insight of wealth coaching. She helps individuals uncover limiting beliefs, align financial choices with what matters most, and move toward clarity. Connect with her on LinkedIn or visit our website to learn more about wealth coaching.

The Most Romantic Financial Move: We Agreements

Valentine’s Day is full of symbols like hearts, roses, and candles. But in relationships, the most meaningful word I think about isn’t a symbol at all. It’s the word we.

For couples, money tension often starts where “we” disappears. It becomes:

“My spending” vs “Your spending”

“My anxiety” vs “Your avoidance”

“My plan” vs “Your freedom”

“My responsibility” vs “Your resistance”

Suddenly, money isn’t a shared tool. It’s a scoreboard.

So, here’s a Valentine’s Day practice that is surprisingly intimate: Create one “We Agreement.”

This isn’t a budget overhaul or a financial plan. It’s simply one shared agreement that says: “We’re on the same side.”

Start with this question: “What do we want money to support in our life together?” Here are some examples:

  • More ease on weekends
  • Less resentment
  • A home that feels calm
  • Travel that feels aligned
  • Generosity without guilt
  • Retirement without fear
  • A partnership where both voices matter

Then choose one agreement that fits your current season:

  • A weekly 10-minute check-in (same day, same time)
  • A spending threshold you both agree on (no surprises)
  • One shared savings goal that feels meaningful (not punishing)
  • A monthly “money date” where the goal is connection, not correction

A Note About Agreements

Agreements only work when they reflect values. Most couples have never slowed down long enough to name what they truly value both individually and together.

So, if you keep breaking the agreement, don’t shame yourselves. It may simply mean you’re trying to build a “we” plan on top of two unspoken “me” stories. Beneath those stories is usually something money is trying to protect—our sense of safety, freedom, or control. When we get curious about that, instead of being critical, real change becomes possible

The Valentine’s Day Reframe

Money will always be present in your relationship, but you get to decide what role it plays:

  • A wedge that proves you’re different
    or
  • A bridge that helps you understand each other more deeply

This year, if you’re tempted to focus on the external gesture, consider something quieter, but more powerful:

Choose one “We Agreement.”
Speak it gently.
Write it down.
Honor it imperfectly.

That’s real partnership.

And that, to me, is a very grown-up kind of romance.

If you’re an individual who struggles with conversations about money in your relationship, let’s connect.

Christine Mathieu

As Western New York’s only Certified Money Coach (CMC®), Christine partners with our financial advisors to bring clients the best of both worlds: the technical expertise of financial planning and the transformational insight of wealth coaching. She helps individuals uncover limiting beliefs, align financial choices with what matters most, and move toward clarity. Connect with her on LinkedIn or visit our website to learn more about wealth coaching.

The Retirement Risk No One Warns You About

I recently read a Wall Street Journal article titled, “The Retirement Crisis No One Warns You About: Mattering.” As someone who works closely with individuals navigating the transition into retirement, the message felt deeply familiar.

Not because of market uncertainty or longevity planning, but because of something far more human: Mattering.

Retirement is often framed as a financial milestone. But in reality, it is one of the most significant identity shifts a person will ever experience. While many people plan carefully for their wealth and health, far fewer prepare for what the article describes as their “mattering span,” or the need to continue feeling valued, useful, and connected in daily life.

Why Retirement Can Feel Unsettling Even When the Numbers Say You Can

Many retirees are surprised by how disorienting retirement feels. Even those who retire “on plan” often describe an unexpected loss of structure, relevance, or purpose.

In my conversations with clients, I frequently hear:

  • “I thought I’d feel more at peace.”
  • “I didn’t realize how much my work grounded me.”
  • “I’m financially fine, but something feels missing.”

This isn’t a personal shortcoming. It’s a natural response to the sudden removal of roles that once provided meaning, purpose, and connection. Work quietly answers questions like, “Who needs me?” Or “Where do I belong?”

As the end of that chapter approaches, those questions don’t disappear. They often get louder.

What it Means to Matter

The WSJ article outlines four components of mattering: feeling significant, appreciated, invested in, and depended on. What stands out is that none of these is guaranteed by financial independence alone.

You can have ample resources and still feel invisible.
You can have freedom and still feel unneeded.

The retirees who thrive are rarely the busiest. They are the ones who find ways to carry a thread of their former identity into their next chapter, not by recreating their careers, but by re-expressing their strengths in new ways.

Why Lifestyle Planning Means Just as Much as Financial Planning

Research cited in the article shows that lifestyle planning is a stronger predictor of retirement satisfaction than financial preparation alone. That finding aligns closely with what I see in practice.

The most fulfilling retirements are shaped by intentional conversations before work ends. We have conversations about meaning, contribution, relationships, and identity.

Questions like:

  • What parts of your work give you energy?
  • Where do you feel most useful?
  • Who depends on you today, and how might that evolve?
  • What would make your days feel purposeful, not just full?

These questions deserve a seat at the retirement planning table.

Redefining Success in Retirement

The article invites a powerful shift from “How long will I live?” to “How will I continue to matter while I do?

When retirement is viewed as a transition vs an ending, it becomes an opportunity to intentionally reallocate time, talent, and attention toward what truly matters.

Financial security creates the freedom to ask these questions.
Clarity and purpose are what turn that freedom into a fulfilling life.

As a wealth coach, my role is to help people navigate this human side of retirement so that the next chapter isn’t just financially sound, but deeply lived. If you’re approaching retirement and want to talk, click the button below.

Christine Mathieu

As Western New York’s only Certified Money Coach (CMC®), Christine partners with our financial advisors to bring clients the best of both worlds: the technical expertise of financial planning and the transformational insight of wealth coaching. She helps individuals uncover limiting beliefs, align financial choices with what matters most, and move toward clarity. Connect with her on LinkedIn or schedule an introductory call.

A New Year Currency Audit

The New Year has a way of inviting reflection. Turning the page to a fresh start makes it easier to ask: How have I been living? And what am I actually investing my time in?

We’re used to thinking about “currency” as money. But money is only one form.
Time is currency.
Energy is currency.
Attention is currency.
Peace of mind, love, and purpose are currencies too.

And whether we realize it or not, we are spending all day long.

A New Year Currency Audit isn’t about judgment or big resolutions. It’s simply about noticing where your resources are going, and whether they’re aligned with what actually matters to you.

When Life Looks Right on Paper, but Feels Off

Many capable and responsible people reach moments when they’ve done everything “right.” They’ve worked hard, met expectations, stayed disciplined, and yet something feels misaligned.

That disconnect usually isn’t a math problem.
It’s a currency problem.

When most of your time, energy, or attention is being spent out of habit, obligation, or fear, even good outcomes can start to feel empty. Without realizing it, you may be investing heavily in productivity or responsibility while underfunding rest, joy, connection, or meaning.

A currency audit helps bring those trade-offs to light.

This Matters Financially, Too

Financial planning brings clarity and structure to your money. In planning, you examine cash flow, expenses, investing, taxes, and long-term goals to answer the question: What do the numbers say?

But how you relate to the numbers is shaped by the same forces that affect how you spend your time and energy. It’s important to explore how your beliefs, emotions, and past experiences shape your financial decisions.

When people understand these broader currencies, they tend to make better financial decisions, too. Spending becomes more intentional. Saving feels more meaningful. Planning aligns more naturally with real life, not just projections. 

A Simple Framework: Personal Spending Rules

Most of us don’t need more willpower. We need clearer internal leadership.

One helpful way to do that is by identifying a small number of personal “spending rules” or guidelines that help you decide what deserves your currency when life gets busy or noisy.

These aren’t goals or resolutions. They’re ways of showing up.

For example:

  • Protecting time that restores your energy
  • Prioritizing relationships that bring calm and connection
  • Making space for joy, creativity, or rest
  • Practicing self-compassion when you notice you’ve drifted

Even one non-negotiable rule can change how intentionally you spend your days.

Your New Year Currency Audit

As you reflect on what you want for yourself this year, try this simple audit:

1. Name your currencies.
Money, time, energy, attention, health, peace of mind, relationships.

2. Notice where they’re going or where you want them to go.
What feels intentional? What feels automatic?

3. Choose one spending rule.
Not ten resolutions. One rule that protects what matters most.

You might reflect on questions like:

  • Which currency feels most depleted right now and why?
  • Where am I spending out of fear, obligation, or habit?
  • What would it look like to invest more in peace this year?
  • What is one non-negotiable that would help me stay grounded and kind both to myself and to others?

The New Year doesn’t demand a new version of you.
It offers an opportunity to become more intentional with what you already have.

Christine Mathieu

As Western New York’s only Certified Money Coach (CMC®), Christine partners with our financial advisors to bring clients the best of both worlds: the technical expertise of financial planning and the transformational insight of wealth coaching. She helps individuals uncover limiting beliefs, align financial choices with what matters most, and move toward clarity. Connect with her on LinkedIn

If you don’t look at it, it won’t change

Certainly seems to be true when it comes to talking about, or not talking about … money. Centuries have passed since the first use of money, and yet money remains a taboo subject.

A subject for many to be avoided at all costs.

Conversations involving money are uncomfortable because of their intimate nature. 

How you feel about, act with, and experience money reflects what you believe about yourself and what you think is possible.

Sharing those intimate details about yourself and money can be unnerving. Especially for those that own/run a business when their personal and family’s livelihood is dependent upon its success. 

But if you can’t talk about “you and money”, how effective is your financial decision-making process? And what kind of impact will that have on the success of your business and your overall well-being?

And least talked about – that I see in business owners and solo-preneurs are chronic underearning and avoidance/aversion, both of which are indications of an unhealthy relationship with money. 

Chronic underearning is the consequence of a lack/scarcity mindset and beliefs that are self-limiting in nature.  

One’s underlying thoughts may sound like … I’m not good enough; I don’t/can’t provide enough value; I don’t have what it takes; My product/service isn’t quite ready; It doesn’t seem right to charge – it goes against my principles.

A lack/scarcity mindset coupled with self-limiting beliefs can often result in:

  • The struggle to set values-based fees or increase fees. 
  • The owner’s assumption that their client or prospect is unable to afford or won’t see the value in their product or service.
  • The owner forcing a sale or discounting the fee out of desperation.
  • The owner feeling stuck or stagnant and not reaching or exceeding revenue goals.
  • The owner exceeding their goals, BUT still feels underwhelmed, unsatisfied, unfulfilled. 


One’s hidden beliefs may be … people with money are bad, or money is bad and the root of all evil. Some may place all financial responsibility on someone else or take the “ostrich approach” because they’re afraid of what they’ll find

Having a conflicted or fearful relationship with money may look like/sound like:

  • An owner that says, “I hate sales” or “I hate selling”. 
  • An owner that loves their craft/product/service but wants nothing to do with managing the business which includes financial decision-making.
  • An owner or practitioner that is afraid of being seen as inauthentic or compromising their principles. 
  • An owner that wants to retire but can’t bring themselves to do so. Their identity is so wrapped up in their business that they cannot envision a life of fulfillment beyond their business. And some cannot trust that they “have enough” to retire despite the financial proof provided by their financial professional.

If nearly every decision you make is influenced by money, wouldn’t you agree that having a healthy relationship with money is a key factor to your success as a business owner? 

And wouldn’t you agree that this is true whether you are just starting out or getting ready to sell or transfer your business?

And without a healthy relationship with money, how you show up in the face of a major life transition, like the sale or transfer of a business, may cause you to undermine your best intentions and efforts. 

As a business owner, how high of a price are you willing to pay by not looking at and addressing the health of your relationship with money? 

No matter where you are in your business … it’s never too late to learn how to pay attention to and notice your own hidden money dynamics. Your business and quality of life can only get better when you have a clear understanding of what is driving your financial decision-making process.

It’s the difference between making decisions when you are stressed, worried, and pressured versus making decisions from a place of peace, because peace is our greatest resource for effective decision-making. 

If you are curious about what is currently driving your financial decision-making and how it’s affecting your business, start the conversation by taking the Money Types Quiz. 

I promise it won’t hurt and it won’t be scary … 

Hear more about money issues from my guest appearance on Connie Whitesell’s business growth podcast:

-Christine, B.Msc. – Wealth Coach, Certified Money Coach (CMC®)

The CMC® designation combines sound coaching principles with practical financial coaching to assist individuals better understand their relationship with money and finances. Money Coaching complements financial professionals as an additional “field of expertise” to offer their existing client base. Certificate Candidates are required to complete Modules One, Two and Three; complete the “Core Process” and a Client Assessment on a minimum of two “practice clients”; complete all exercises in the Certified Money Coach workbook; submit their work and conduct a final review with and to the satisfaction of the Money Coaching Institute. Upon satisfactory completion of items above, candidates will be awarded the Certified Money Coach (CMC)® designation (along with the rights to use the service marks) and will be issued a Certificate of Completion.

Divorce – a self-fulfilling prophecy of misery or salvation?

Frustration builds as your bank account bleeds…

It bankrupts your patience and any remaining good sense.

You probably wonder, “What the hell am I paying for?”

Divorce is hard. 

It’s complicated, overwhelming, and heart wrenching. It’s painful, scary, intimidating, and maddening. It’s also quite costly.

The pressure is on to make decisions … big decisions … involving the here and now and the next

All you want is for it to be over.

That’s why your decision-making is typically impulsive and rushed.

But what if your perception of divorce is nothing more than a simple misunderstanding?

My First Divorce

It was my first divorce and before I had even met with my attorney, I somehow knew that the process would be slow, difficult, and expensive. 

But how did I know? And how did I know that everyone involved, including myself, would be miserable?

Truth was, I didn’t know. Not absolutely. I assumed based on the experiences of others. And I chose to believe I was right. 

God – if only I could have been wrong!

Divorce was hell. It was war. And those I thought were on my side, really weren’t. 

I was scared, hurt, and robbed … on many levels … physically, emotionally, and financially.

And at the end of it all, I was not left for better, but for worse. 

(Sound familiar?)

It Was Me

But who could I blame?

A faulty legal system? An unsympathetic judge? An attorney that appeared more interested in clocking their hourly rate than tending to their client’s peace of mind?

If not them, then who? 

Well, the obvious answer is me.

If only I had been aware that the quality of my experience with divorce had been in my control all along.

No one forced me to believe that every aspect of divorce is difficult. I was the one that chose to make the horror stories of others my own. And then my subsequent divorces were experienced in similar fashion because I didn’t believe I had another choice. I didn’t believe that I could experience divorce as something other than misery. 

You’re Right

“Whether you think you can or you think you can’t, you are right.” – Henry Ford

Just like money, there isn’t anything right or wrong, or good or bad about divorce. 

If you think money is intimidating, elusive, or loathsome, you’re right. And how you conduct yourself with money will be your proof. 

If you think divorce is stressful, painful, and costly, you’re right. And how you conduct yourself during and after your divorce will be your proof. 

It wasn’t until my fourth marriage was coming to an end that I realized the truth of Henry Ford’s words. 

And it had nothing to do with “do we or don’t we”.

It was about if I wanted to prove myself right again. Or was I ready and willing to believe that divorce is in fact swift, uncomplicated … and effortless? 

Drop It

Another divorce came with breast cancer too. I recall my Oncologist advising me to drop everything I thought I knew about the treatment of breast cancer, to forget everything I had ever read and everything I had ever been told. He said it was all crap and had nothing to do with me or my cancer.

Eventually I believed him … and that’s what saved me.

I could tell you that the healthiest thing you could do is to drop all your preconceived ideas of what divorce is like. But you won’t … because you can’t change what you’re unaware of.

So, the first thing for you to do is take the step you don’t want to take.

Regardless of where you are in your divorce, before, during, or on the other side of it, you must decide if it’s more important for you to be right or be happy.

That’s when the door to the “classroom of divorce” will open, inviting you in. 

What is that classroom?

I’d love to have a chat with you and explain … please click below and schedule a complimentary discovery session.

And if you’re really curious … take the Money Types Quiz to see what is currently influencing your financial decision making and impacting your divorce too. 

Then you can sign up to attend my free webinar, hosted by UB, on Wednesday, October 25th at noon. 

I hope to see you there!

-Christine, B.Msc. – Wealth Coach, Certified Money Coach (CMC®)

Watch my videos below to learn more about how wealth coaching can transform your decision-making:

[smartslider3 alias=”christine”]

The CMC® designation combines sound coaching principles with practical financial coaching to assist individuals better understand their relationship with money and finances. Money Coaching complements financial professionals as an additional “field of expertise” to offer their existing client base. Certificate Candidates are required to complete Modules One, Two and Three; complete the “Core Process” and a Client Assessment on a minimum of two “practice clients”; complete all exercises in the Certified Money Coach workbook; submit their work and conduct a final review with and to the satisfaction of the Money Coaching Institute. Upon satisfactory completion of items above, candidates will be awarded the Certified Money Coach (CMC)® designation (along with the rights to use the service marks) and will be issued a Certificate of Completion.

7 Myths about Wealth Coaching

Rebel. Rescuer. Magician.

You probably have an instant picture of the word and what it means. The same could be true of “wealth coach.” Problem is, most people don’t know what a wealth coach is or does … and when they find out, they either want to dive right in, or run.

If you’re a runner or are sitting on the fence about having a conversation about wealth coaching, perhaps dispelling the myths surrounding this work will provide some clarity. At least enough to either get you off the fence or know what you’re running from.

Myth #1 – Wealth coaching is just financial planning or wealth management.

While it’s super flattering to hear someone immediately exclaim, “I need you!”, after they hear that I’m a wealth coach, we soon learn that their first impression of what a wealth coach does is wrong.

A wealth coach (at least this one) does not help you manage or invest your money. That’s the work of your financial advisor or planner.

A wealth coach will help you to manage your relationships with money … your instinctive, emotional, practical, and spiritual relationships with money. When these four relationships are healthy and operating in harmony with all facets of life, true wealth (well-being) is achieved.

Myth #2 – All wealth coaches (and money coaches) are the same.

It’s safe to say that most coaches have some type of certification or degree that qualifies them to do the work they do. But to assume that coaches who share the same title, for example “wealth coach,” “money coach,” or “life coach,” also share the same educational background is…shortsighted.

An example: I am an Ordained Metaphysical Minister, I have a degree in Metaphysical Science, and I am a Certified Money Coach CMC®.

Wealth Coach is a title I gave myself twelve years ago. I was intentional with my word choice just as I had been intentional with my degree and certification of choice. It all had to reflect what I stood for, the service I was providing, and be relatable.

The original definition of wealth is “your current state of well-being; or path to happiness.” The fact that we have four relationships with money makes money a powerful classroom for self-discovery, personal/professional growth, and life transformation.

So, as a wealth coach, I help people experience greater well-being (happiness), by transforming how they relate to money and life, changing how they choose to see themselves, and what they believe is possible.

Myth #3 – You’ll help me get rich.

A wealth coach won’t help you get rich. That’s not our job … that’s not our purpose.

It’s unfortunate that our happiness, right here and right now, is determined by how much we have and how much we make. Our identity, our sense of worthiness, what we believe about ourselves, and our capabilities are measured by and defined by our financial capital.

A wealth coach will ask, what value does being rich bring to your life? Is it about how others will perceive you? Do you have something to prove? Or do you believe that being rich will provide peace of mind?

A wealth coach will also tell you not to fight against what you currently believe. Examine it instead.

You may say to yourself, “I will be the happiest when I’m rich.” And if that’s what you believe, don’t change it. Just say, “Well, that’s what I believe right now and that’s ok. It doesn’t make me a bad person, it doesn’t make me evil, but it also won’t make me happy. And as long as I think being rich will make me happy, then I just have to wait until I realize it won’t make me happy.”

Being rich isn’t right or wrong. It’s the attitude that you bring to being rich that will ultimately determine your quality of life and well-being.

Myth #4 – You’re going to put me on a budget.

A wealth coach won’t ever tell you what to do. How you do money and finances is 100% up to you. But, if you resist looking at how you spend or you don’t have a conscious spending plan, then you may have an unhealthy relationship with money. And this goes for personal finances as well as business.

  • Other indications of an unhealthy relationship with money are:
  • Blaming others, the market, or the economy for your situation.
  • Impulsive spending, giving, or even investing.
  • You and your spouse/partner arguing over money, work, or business.
  • Tapping into your personal savings to meet employee expenses or payroll.
  • Money having authority in your life.
  • Being afraid of making the wrong decision.
  • … and many more!

Budgets aren’t bad and they’re not a form of punishment. They’re a really good tool for keeping you on track and aware of your spending.

But if you want to be successful at maintaining a conscious spending plan (budget), you need to become aware of and heal the belief patterns that are triggering your resistance, blaming, impulsiveness, etc. – which is the job of a wealth coach.

Myth #5 – You’re going to judge me.

For most folks, money makes us feel vulnerable. Talking about money is downright scary, uncomfortable, and simply too revealing.

I get it.

Two of my divorces left me financially crippled and one of them resulted in my filing for bankruptcy. And while I survived breast cancer, it was more than I could afford financially, even with health insurance and a grant.

And that’s why, as a wealth coach, one of the first questions I will ask someone is, “what is the one thing about you and money that you don’t want anyone to know?”

I don’t ask this to make you feel uncomfortable or ashamed. I ask so that you can find safety in being open and honest about money, about where you’re at, and about what’s going on in your head.

The first task of a wealth coach is to hold a safe space for open dialogue. And over a short period of time, what was once uncomfortable to talk about is now comfortable … because YOU are no longer judging yourself.

Myth #6 – You can’t help me with finding purpose and fulfillment.

If nearly every decision you make is influenced by money, then the quality of your relationships with money will determine how you experience life overall. In simple terms this means that the very nature of you and money will either leave you feeling “short” on purpose and fulfillment or feeling truly satisfied and in love with life.

I have witnessed time and time again that our most important relationship with money is our spiritual relationship. And it’s the one most often ignored.

Allowing money to be a classroom, a wealth coach will help you become aware of and bring forth the great unrealized potential that exists in your life right here and now.

You will be asked what you believe … about money … and time … what you believe about choice … and yes, even what you believe about God/Spirit. You will be gently and firmly challenged to question your understanding of who you think you are and what you believe is possible.

I want to know, and more importantly, I want you to know, all that you believe because it is the beliefs that you hold that will either move you towards or away from a life of purpose and fulfillment.

Myth #7 – I have a significant net worth, or I have enough money; therefore, I don’t need a wealth coach.

You may be right. You don’t need a wealth coach. But is knowing that you have a high (or ultra-high) net worth your final destination? Is having enough money your only measure of complete well-being and sustainable happiness?

If it is, fantastic!

However, I have found that those that consider themselves financially successful often suffer from chronic “not-enough-ness.” There’s usually something missing, and this becomes clear when …

They resist committing to a retirement date …
They resist selling their business or turning it over to the family …
They can’t (or won’t) envision a new life for themselves …

A wealth coach will ask …

What is it about setting that retirement date that scares you?
What is it about letting go of controlling the business that bothers you?
Tell me what matters most to you … what are you doing when you are most like yourself?

It’s that line of questioning that will get to the heart of one’s resistance, allowing them to begin to release their fears so they can begin to see what’s really been missing …

True wealth has nothing to do with money, it’s about what makes your heart sing.

Myths are Neutral

Like any thought, a myth is neutral until you decide to believe it.

If any of the myths I wrote about rang true to you, we should talk. Please reach out to me at christine@noteadvisor.com. Or schedule a call or meeting directly on my calendly.

Want to learn about what’s influencing the effectiveness of your financial decision-making?
Take the Money Types Quiz now!

Watch my videos below to learn more about how wealth coaching can transform your decision-making:

[smartslider3 alias=”christine”]

The CMC® designation combines sound coaching principles with practical financial coaching to assist individuals better understand their relationship with money and finances. Money Coaching complements financial professionals as an additional “field of expertise” to offer their existing client base. Certificate Candidates are required to complete Modules One, Two and Three; complete the “Core Process” and a Client Assessment on a minimum of two “practice clients”; complete all exercises in the Certified Money Coach workbook; submit their work and conduct a final review with and to the satisfaction of the Money Coaching Institute. Upon satisfactory completion of items above, candidates will be awarded the Certified Money Coach (CMC)® designation (along with the rights to use the service marks) and will be issued a Certificate of Completion.