Holistic Financial Planning
Holistic financial planning is the key to achieving your goals.
For over a decade, we’ve honed our tried and true financial planning process, but we tailor the experience to each and every client since every person’s life situation is different. Holistic financial planning is a comprehensive approach to managing your finances. For us, true success is ensuring your financial decisions align with your values and meaningful life goals. Our Living Well Model combines savvy financial planning with personalized wealth coaching to provide you with tailored recommendations for a truly holistic plan.
What to Expect
1
We start with a brief introductory phone call to get acquainted and make sure we’re a good fit. From there, we’ll schedule a Planning Insights Meeting between you and one of our Certified Financial Planners (CFP®)
2
Next, we’ll have you complete a short Planning Insights Profile – a series of thoughtful questions designed to get to know you better. This takes about 5-10 minutes to complete before your Planning Insights Meeting, a one-hour conversation focused on your goals, priorities, and what matters most to you.
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After the Planning Insights meeting, we’ll ask you to share a few key documents and information to help better understand your investment goals and objectives. Using that insight, we’ll prepare thoughtful high-level observations that begin to frame the opportunities ahead and present a customized proposal tailored to your needs.
Financial clarity is essential, but what truly guides our work is understanding what you value, what you’re building toward, and the life you want to live. We want to meet you where you are and keep what matters most to you at the center of every conversation.
A Holistic Plan Designed for You
We create a well-rounded, customized plan that integrates the six key areas of financial planning:
Position
Your financial circumstances. We meet together periodically to examine the changes in your income, expenses, assets, and liabilities.
Protection
Your risk management. We review your coverage and exposure for (but not limited to) life, disability, health, home, auto, and umbrella insurance.
Taxes
Minimize your burden. We’ll work with you to develop a customized tax plan to reduce your total lifetime tax.
Investments
Your healthy portfolio. We’ll continually assess whether your portfolio is in line with your goals and make changes if it’s not.
Retirement
Where do you want to go? We’ll always discuss whether your goals have changed, assess how your journey is going, and look for ways to make it shorter and easier.
Estate
Feel at peace with your legacy. Your attorney drafts the documents, but we’ll help you build a framework to ensure all of your legacy goals are carried out to your wishes.
Are you a Business Owner? There’s a plan tailored for you.
As a business owner, your financial decisions affect not only your business but also your personal wealth and legacy. We design a financial plan to help you grow, protect, and optimize your assets so you can focus on what you do best: running your business.
We recognize the distinct challenges you face both personally and professionally. Our structured process is designed to clarify your goals and guide you toward the future you envision.
The Path to Living Well
The deeper you go, the more you discover a life of extreme well-being. You feel good about the financial choices you’re making. You’re confident you’re doing everything you can to create a secure future. You’re free to put your energy into the important moments, passions, and people in your life. This is your path to eudaimonia, a life well lived.
“When we come in…
For our meetings with Note, they’re well aware of everything that’s going on with my business, my family life, and that type of stuff. That’s important to me and probably to them to make decisions for us.”
– Mark Strub, family man, mentor, always mindful of who depends on him and his business
Mark Strub is a current client of Note and was not compensated for providing this testimonial.