Holistic Financial Planning
Holistic financial planning is the key to achieving your goals.
For over a decade, we’ve honed our tried and true financial planning process, but we tailor the experience to each and every client since every person’s life situation is different. Holistic financial planning is a comprehensive approach to managing your finances. For us, true success is ensuring your financial decisions align with your values and meaningful life goals. Our Living Well Model combines savvy financial planning with personalized wealth coaching so we can provide you with tailored recommendations for a truly holistic plan.
What to Expect
1
We focus on you before the numbers so we’ll start with a Good Questions meeting to get to know you, your current life situation, what you value, and where you want to go.
2
Then, we give you some homework – a proprietary assessment tool and Money Types Quiz – so we can create a customized proposal that will meet you where you are
3
We provide flexible engagement models, including a flat fee, AUM-based fee, or a hybrid. You don’t have to meet a minimum of assets under management to work with us, and our pricing is always fair and transparent
Our goal is to create a lifelong partnership as your advocate to help you live in harmony with your wealth. Our experienced team is here to listen, understand your deepest ambitions, and talk through complex financial decisions. You’ll find we’re less concerned about your net worth and more interested in what you cherish and want to achieve next.
A Holistic Plan Designed for You
We create a well-rounded, customized plan that integrates the six key areas of financial planning:
Position
Your financial circumstances. We meet together periodically to examine the changes in your income, expenses, assets, and liabilities.
Protection
Your risk management. We review your coverage and exposure for (but not limited to) life, disability, health, home, auto, and umbrella insurance.
Taxes
Minimize your burden. We’ll work with you to develop a customized tax plan to reduce your total lifetime tax.
Investments
Your healthy portfolio. We’ll continually assess whether your portfolio is in line with your goals and make changes if it’s not.
Retirement
Where do you want to go? We’ll always discuss whether your goals have changed, assess how your journey is going, and look for ways to make it shorter and easier.
Estate
Feel at peace with your legacy. Your attorney drafts the documents, but we’ll help you build a framework to ensure all of your legacy goals are carried out to your wishes.
Are you a Business Owner? There’s a plan tailored for you.
As a business owner, your financial decisions affect not only your business but also your personal wealth and legacy. We design a financial plan to help you grow, protect, and optimize your assets so you can focus on what you do best: running your business.
We recognize the distinct challenges you face both personally and professionally. Our structured process is designed to clarify your goals and guide you toward the future you envision.
The Path to Living Well
The deeper you go, the more you discover a life of extreme well-being. You feel good about the financial choices you’re making. You’re confident you’re doing everything you can to create a secure future. You’re free to put your energy into the important moments, passions, and people in your life. This is your path to eudaimonia, a life well lived.
“When we come in…
For our meetings with Note, they’re well aware of everything that’s going on with my business, my family life, and that type of stuff. That’s important to me and probably to them to make decisions for us.”
– Mark Strub, family man, mentor, always mindful of who depends on him and his business
Mark Strub is a current client of Note and was not compensated for providing this testimonial.