401k/Retirement
Your employees deserve a bright future. So do you.
We’re your strategic retirement plan partners, delivering peace of mind to you and your employees.
The Note 401(k) advisor team is committed to providing exceptional service, guidance, and support to individuals and organizations as they navigate the journey toward retirement security.
Our mission is to empower you to achieve your long-term financial goals through comprehensive retirement planning solutions tailored to your unique needs. With a steadfast dedication to integrity, expertise, and innovation, we strive to build lasting partnerships founded on trust, reliability, and excellence in service.
Your go-to partner for all things 401k
As plan advisors, we help businesses minimize administrative burdens while providing employees with the guidance and tools they need to build their financial futures. By prioritizing your financial well-being and peace of mind, we aim to be your premier choice for retirement planning services, delivering personalized solutions that inspire confidence and prosperity in every stage of life. We call our hands-on approach the Note standard, and here’s what you can expect:
- Custom plan design and administration – we tailor solutions to meet your unique business needs and conduct an annual plan review
- Seamless integration – we work with all vendors and platforms and are agnostic to where the plan sits. You don’t have to switch providers, and we can enhance existing plans with minimal disruption
- Employee education & engagement- Our team provides ongoing financial education to increase participation and retention
By prioritizing your financial well-being and peace of mind, we aim to be the premier choice for retirement planning services, delivering personalized solutions that inspire confidence and prosperity in every stage of life.
We serve as your fiduciary.
Note is a 3(38) fiduciary, which means we can take on your company’s fund selection and monitoring responsibilities. That’s one less thing for you (or your HR team) to worry about.
We handle onboarding and execution.
From plan setup to annual reviews to document preparation, we help keep your 401(k) compliant, proactive and stress-free.
We also prioritize employee engagement by providing ongoing education to boost participation, helping your employees maximize their benefits.
We improve existing plans with minimal disruption.
Already have a plan? No problem. We work with all vendors and platforms and are agnostic to where the plan sits. You don’t have to switch providers, and we can enhance existing plans with minimal disruption
Introducing a 401(k) solution ideal for small businesses.
Want to offer a 401(k) but find it too complex or costly? A Pooled Employer Plan (PEP) makes it simple and affordable for small businesses like yours. A PEP allows multiple small businesses to join a single retirement plan, reducing costs and offloading administrative tasks. If you’re looking for a turnkey, set-it-and-forget-it retirement solution, a PEP may be the perfect plan for your business.
- Less administrative burden – The 3(16) fiduciary service included in a PEP manages plan operations, payroll accuracy, and compliance.
- No HR team necessary – We handle everything from employee enrollment to ongoing education. Perfect for businesses without a dedicated HR.
- SecureChoice & Secure Act Compliant – Complies with state-mandated retirement savings requirements for businesses with five or more employees.
We’re your retirement plan pathfinders.
We’ll help you execute a retirement plan that enables your employees to reach their life goals. We’ll assist by enrolling your employees in the plan, offering annual training so you stay in-the-know about your responsibilities as the plan sponsor, and being here as a resource for you and your employees when any concern comes up. While we work closely with professionals and business owners in Buffalo and surrounding towns, Note Advisors also consults with clients nationwide to design retirement and 401(k) strategies that fit their lives.
Whether you’re exploring retirement plan options for the first time or looking for a partner to enhance your existing plan, we’d love to talk.
Frequently Asked Questions
What does the NYS Secure Choice Act mean for my business?
NYS requires employers with 10+ employees to have a retirement plan or utilize the NYS plan.
How long does it take to set up a retirement plan if I don’t have one yet (or want to convert the one I do have?)
It can take 90 days to set up a retirement plan. If you have less time to dedicate to figure it out, it can take much longer. We can help.
What are Safe Harbor options?
Safe Harbor options help the plan benefit everyone who participates, including matching contributions.
Are there any tax credits to assist in setting up a new retirement plan?
Yes! We’d love to help you see if you qualify.
What Our Clients Say
These testimonials are based on the unique experiences of current clients. Testimonials are unsolicited, and no cash or non-cash compensation is provided. Past performance or client experience is not a guarantee of future results.